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Benefit's
Benefit
1 : Education Continuity Plan - Students
The Aloha India student continues to have
education even if the earning parent meets
with an accident resulting in Permanent
Total Disability / preventing them from
their gainful employment. Aloha India takes
the responsibility to bear the entire cost
of schooling of the student up to +2, which
includes regular fees, books and uniform.
Benefit 2 :
Accidental Death and Dismemberment –
Students & Staff (Teaching & Non
Teaching)
In the unfortunate event of the death of
any of the Aloha India student or staff
(Teaching & Non Teaching), or losing
a body part in an accident, Aloha India
takes the responsibility of ensuring that
a minimum sum of Rs. 50, 000/- is paid to
the parent / family.
Benefit
3 : Accidental Medical Expenses –
Students & Staff (Teaching & Non
Teaching)
Both in-patient (Hospitalization) and out-patient
medical expenses incurred by Aloha India
students & Staff (Teaching & Non
Teaching) arising out of travel as mentioned
in the scope here under will be reimbursed
to a maximum of Rs. 3, 000/- per incident.
There is no limit on the number of incidents
in a year.
Benefit 4 :
Exclusive Benefit for Staff (Teaching &
Non Teaching)
In the event of an accident resulting in
a condition that would keep the Aloha India
and its authorized learning centre’s
staff (teaching & non teaching) away
from work, Aloha India will ensure that
they get Rs. 1, 000/- a week for a maximum
period of 52 weeks.
Bonanza’s
highlights
Eligibility
- The student should be currently studying
in any one of the ALOHA India’s
programme.
Categories covered
- Students of ALOHA
- Parents of ALOHA students
- Teaching staff of ALOHA Learning Centres
- Non - teaching staff of ALOHA learning
centres
Scope of coverage
: 24 hours worldwide for all the
benefits.
A. Accidents
Types of accidents covered for students
/ staff
- Accidents during class hours.
- Accidents while travel from house to
ALC* and ALC to house.
- Accidents during excursion trips, trekking
camps.
- Accidents during participating in sports,
championships, competitions etc.
- Accidents from road traffic.
- Accidents arising from common carriers
like train & bus.
- Accidents from air traffic.
- Accidents while climbing up or down
the staircase.
- Animal bite (like dog bite, snake bite
etc) or stampede.
B. Natural
Calamities
Types of natural calamities covered for
students / staff
- Floods
- Tremors
- Earthquake
- Tsunami
- Volcanic eruptions
C. Scope of
loss covered for students / staff
- Loss of life (accidental death)
- Loss of limbs (in an accident)
- Loss of eyesight (in an accident)
- Loss of speech (in an accident)
- Loss of hearing (in an accident)
D. Scope of
medical expenses covered for students /
staff
- To ensure the safety of students studying
at ALOHA
(24 hours worldwide) be it at ALC, travel
from ALC to home,
Home to ALC, during picnic, trekking camps
etc, both in - patient
(hospitalization) and out patient expenses.
- No limit on the no. of accidents covered
in a year.
E. Special
Features
- Exclusive claims team will facilitate
undivided attention to the insured
- Short claim processing channel will
ensure fast settlement of claims.
- Claims can be intimated verbally on
a toll free no - 1800 11 99 66
Note :
ALC* stands for ALOHA Learning Centre
Why Aloha India’s
Benefit Plan ?
Startling
Statistics
A
survey finds that in the state of Tamilnadu
alone (a state which is in the forefront
of education ) every year about 13 lakh
children enroll in the kinder level but
only about 5.50 lakh children appear for
the plus two board exam. That is less
than 50% of the student strength that
gets into the schooling stream. What happens
to others ? They are drop-outs
Disturbing
Diagnosis
If this is the magnitude of drop-outs
only in Tamilnadu what about the whole of
India ? This is a serious problem confronting
our society and the Government. For most
of them, the inner dynamics of the mind
energy takes them in wrong and destructive
channels, especially at the young and impressionable
age, lending credence to the adage that
an empty mind is a devil's workshop. The
antisocial elements including terrorists
(terrorism is a global problem today ) are
mostly from this drop-out sector and to
describe their harmful effect on our society
and nation is redundant. Why do students
drop out ? Mostly it is either because they
are insipid (not able to understand and
apply their mind to studies ) or they are
unable to pursue their education after the
bread-winner of the family dies.
ALOHA'S Action
The picture however is not one of unrelieved
gloom. Aloha India has adopted a two prong
strategy of a product and a plan to alleviate
if not annihilate this national malady.
For students who are insipid there is the
product of Perform @ ALOHA and for the students
hamstrung by the accidental death of the
bread – winner of the family, there
is the insurance plan given as a bonanza
to all students studying at ALOHA.
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